A platinum card is the most elite of credit cards, with amazing deals offered to cardholders when it comes to fees, rates and credit limits. If you are eligible, there is no excuse for not applying for a platinum credit card. Platinum means you can have a table permanently reserved at every top restaurant in every city in Australia, peace of mind due to extra insurance coverage whether you are at home or overseas, and a car waiting for you in case you break down and need a way to get home. Upgrading to a platinum credit card is only logical with many great benefits available! More…
Benefits of Platinum Credit Cards
A platinum card makes you part of an exclusive clique, with access to superlative service anytime, anywhere – from hotels to car services to airline flights or cruises. Platinum coverage works as well in the middle of the night as at noon, and can be accessed instantly anywhere in the world. Among the features you can enjoy, a few deserve special mention:
Unlimited spending. You got it – no spending limit! Your credit card provider trusts you to handle your purchasing decisions, since any platinum credit cardholder will have already had their income and credit reviewed. This means no annoying restrictions from preset credit card limits.
Amazing extra services that are like having a personal assistant and a concierge at your beck and call. Plumbing sprung a leak? Your platinum credit card provider can quickly find you a contractor able to attend to it immediately. Same if you need an emergency car rental, booking at an exclusive spa or tickets for a sold out show. You’ll never have to sweat the small stuff like being locked out of your house or your car, and service will always be tendered with respect and cheerfulness.Some providers will even allow you to call them and report the loss of a wallet or bag, and will take care of cancelling all of them and even mobile phone service in a pinch so you don’t have to scramble for numbers and information.
A-list invitations. You’ll be automatically put on the guest list for the hottest parties in the biggest Australian cities, as well as exclusive social events, sporting matches and theatre productions. Platinum credit card status extends to more than just your spending power.
A rewards program that is head and shoulders above the others. Points earned on your platinum credit card can be double or triple what you can earn on standard or even gold cards, and the different ways to redeem them will be more flexible and beneficial. You’ll also have exclusive offers from partners to increase your points earning capabilities with bonus points and special deals.
Travel insurance with mega-coverage. A platinum credit card travel insurance policy often exceeds a a gold card policy both in value and term – gold cards generally offer 3 months travel insurance, and limit coverage, but a platinum card deal will often give you 6 months of coverage and a greater value when it comes to dealing with actual claims.
Even better exchange rates and savings on overseas transactions. A platinum credit card often means a platinum lifestyle – but savings are still important, which is why a competitive exchange rate and affordable overseas transactions are a major benefit for platinum card holders.
A manufacturer’s warranty extension and better protection for your purchased items – if a gold card can increase your protection against loss for 3 months, a platinum card will double that. Manufacturers warranties which can only be extended by gold card coverage for an additional 6 months will suddenly stretch to 12 month coverage with a platinum card.
With the Citibank Clear Platinum Card you get a 11.99% pa Interest Rate.
With the Citibank Clear Platinum Card you get a Balance Transfer Rate of 2.90% pa for 12 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Clear Platinum Card you get a 21.74% pa Cash Advance Rate.
With the Citibank Clear Platinum Card you get up to 55 Interest Free days.
The Citibank Clear Platinum Card has an Introductory Annual Fee of $49 for the 1st year then $99 thereafter.
With the BoQ Platinum Card you get a 20.74% pa Interest Rate.
With the BoQ Platinum Card you get a Balance Transfer Rate of 1.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the BoQ Platinum Card you get a 21.74% pa Cash Advance Rate.
With the BoQ Platinum Card you get up to 55 Interest Free days.
With the Citibank Rewards Credit Card Platinum you get a 20.99% pa Interest Rate.
With the Citibank Rewards Credit Card Platinum you get a Balance Transfer Rate of 0.90% pa for 9 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get a 21.74% pa Cash Advance Rate.
With the Citibank Rewards Credit Card Platinum you get up to 55 Interest Free days.
The Citibank Rewards Credit Card Platinum has a $199 Annual Fee.
With the Emirates Citi Platinum Card you get a 20.99% pa Interest Rate.
With the Emirates Citi Platinum Card you get a Balance Transfer Rate of 2.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Emirates Citi Platinum Card you get a 21.24% pa Cash Advance Rate.
With the Emirates Citi Platinum Card you get up to 55 Interest Free days.
The Emirates Citi Platinum Card has a $229 Annual Fee.
These minimum requirements are intended as a guide only. Your application may still be rejected by the card issuer even if you can answer 'Yes' to all of these requirements. The final decision regarding your application is solely up to the card issuer.
