No Annual Fee Credit Cards
No annual fee credit cards are perfect for individuals applying for a credit card who don’t want to pay ongoing fees just for carrying it. No annual fee credit cards don’t have a yearly charged fee for each card, unlike some credit cards which can charge a wide range of annual fees to each cardholder. If you only use your card in emergencies, a no annual fee card makes sense.
No annual fee credit cards often have other benefits as well, such as a low interest rate, meaning purchases you make won’t cost as much over time if you have to carry a balance. Some even offer competitive rates for balance transfers, or even 0% interest rates for a set period giving you a chance to pay off a transferred balance.
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With the Bankwest Zero Gold MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero Gold MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero Gold MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero Gold MasterCard you get up to 55 Interest Free days.
The Bankwest Zero Gold MasterCard has a $0 Annual Fee.
With the Bankwest Zero MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero MasterCard you get up to 55 Interest Free days.
The Bankwest Zero MasterCard has a $0 Annual Fee.
With the Bankwest Zero Platinum MasterCard you get an Introductory Interest Rate of 1.00% pa for 6 months then 17.99% pa thereafter.
With the Bankwest Zero Platinum MasterCard you get a Balance Transfer Rate of 4.99% pa for 9 months.
With the Bankwest Zero Platinum MasterCard you get a 18.99% pa Cash Advance Rate.
With the Bankwest Zero Platinum MasterCard you get up to 55 Interest Free days.
The Bankwest Zero Platinum MasterCard has a $0 Annual Fee.
With the HSBC Credit Card you get a 17.99% pa Interest Rate.
With the HSBC Credit Card you get a Balance Transfer Rate of 0% pa for 6 months.
With the HSBC Credit Card you get a 21.99% pa Cash Advance Rate.
With the HSBC Credit Card you get up to 55 Interest Free days.
The HSBC Credit Card has a $0 Annual Fee.
With the Virgin No Annual Fee Credit Card you get a 18.99% pa Interest Rate.
With the Virgin No Annual Fee Credit Card you get a Balance Transfer Rate of 2.90% pa for 6 months then any outstanding transferred balance will revert to Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get a 20.99% pa Cash Advance Rate.
With the Virgin No Annual Fee Credit Card you get up to 44 Interest Free days.
The Virgin No Annual Fee Credit Card has a $0 Annual Fee.
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Do you meet the '' minimum requirements?
- an Australian resident or citizen
- at least years of age
- have a taxable income of at least per year
- have a good credit rating
Please have your personal documents ready to complete the online application!
These minimum requirements are intended as a guide only. Your application may still be rejected by the card issuer even if you can answer 'Yes' to all of these requirements. The final decision regarding your application is solely up to the card issuer.
